Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the MarksandSpencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M&S Money financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Patent Animal Print Shopping Bag, at Marks & Spensers
Fashionable and environmentally conscious, this animal print shopping bag makes a great alternative to plastic carriers

Single Breasted 2 Button Jacket, at Marks n Spencer
A style classic at a great value price, updated with a modern cut and contemporary detailing

Brown Floral Mini Cards Multipack, at Marks and Spencers
Cover Text: blank Inside message: blank for your own message Pack contains: 8 cards, 4 designs Approx size: 80 x 94mm

Silver Plated Tiny Floral Sparkle Earrings, at Marks & Spencers
Butterfly fastening Diamant detail Floral design For hygiene reasons, refunds will only be given in accordance with your legal rights

3 Assorted Shell Design Handkerchiefs, at Marks and Spencer
Luxuriously soft handkerchiefs in pure cotton

Pure Cotton Stripe Towel, at Marks and Spencer
Multi-stripe design Comes in 3 sizes Hand towel Bathsheet X-large bath towel, Manufacturer: Marks and Spencer

Cotton Rich Tartan Shirt & Plain T-Shirt, at Marks n Spencer
This fashionable layered look is a 2 piece set - a t-shirt and shirt both in soft comfortable cotton. Stylish, practical and easycare

Autograph Monroe Reclining Bedstead with TV Option, at Marks n Spencer
Headboard: H102cm Endboard: H96cm Underbed: H13cm Double: L246 x W144cm King size 5ft: L256 x W159cm Super king size 6ft: L256 x W189cm Mattress and TV sold separately Electronic motion bed with head and foot rest lifting at the touch of a button A sleek 32in flatscreen TV can appear and disappear from the foot of the bed M&S recommends a 32in Sony Bravia TV or a 32in M&S TV If the TV is purchased from M&S at the same time as this bed, your TV will be installed with the bed at the time of delivery Please note, additional connectivity cabling may be required Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Bingley Bear Flower Sister Card, at Marks n Spencer
Cover text: To a lovely Sister Inside message: Have a wonderful birthday Approx size: 175 x 125mm

1 Pair of 10 Denier Ladder Resistant Sheer Stockings, at Mark's & Spencer
An M&S exclusive. Extra stretch is added to every stitch of these sheer shine stockings to stop ladders from forming

XBOX 360® Halo® 3 Game, at Marks and Spenser
The thrilling conclusion to the epic Halo trilogy Next-generation high-definition visuals, enhanced A.I., an advanced real-time lighting engine, and new weapons, characters, and challenges are just a few examples of Halo 3's evolution of design and technology 4 player split-screen and system-link gameplay, letting gamers battle it out online, via Xbox LIVE or with a group of friends Record and save a memorable match and watch it again from any angle or player viewpoint. A simple press of a button saves the entire game to a file sharing area where players can watch favourite films and recommend them to friends Create and customise a variety of content that can be shared with anyone around the world who is connected to Xbox LIVE You must be 15 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

DeLonghi EC270 Pump Espresso & Cappuccino Machine, at Mark's & Spencer
High performance 15 bar pump pressure - ensures best tasting espresso and cappuccino with no limit to the number of cups produced Traditional stainless steel cappuccino milk frother Professional 2 in 1 filter holder suitable for ground coffee or ESE pods Cappuccino System - it mixes steam, air and milk producing a rich, creamy froth for a great cappuccino 3 different buttons: on/off, coffee and cappuccino Separate coffee and steam boiler thermostats for faster use and optimum temperature control Adjustable steam emission Incorporated crema device Self-priming system means machine is always ready to use Removable 1 litre water tank Stainless Steel removable drip tray Measuring spoon Includes free Illy Pods Stylish retro design Built to accommodate either a full sized cappuccino cup or 2 espresso coffee cups Cup warmer Easy to use 3 button operation M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

2 Pure Cotton All-in-One Suits & Socks Set, at Marks and Spencers
Cute and practical, this 2 piece suit features a tiger motif and print. The soft cotton fabric will keep him comfy and the popper fastenings are great for fuss-free changes

Tiny Fairy Presents Daughter Card, at Marks & Spencer
Cover text: Happy Birthday Daughter... You deserve a special day... To show that you're the loveliest girl... In every special way Inside message: Have a wonderful birthday! Approx size: 175 x 125mm

Portfolio Long Sleeve Belted Jacket, at Marks and Spencers
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Pure Cotton Hooded Beach Trekker T-Shirt, at Marks & Spensers
Relaxed and fun, this hooded t-shirt is made from soft cotton. A practical, easycare style

Lavender Infusion Sticks, at Marks and Spencers
Scented infusion sticks Fragrance lasts upto 8 weeks Glass holder included, Manufacturer: Marks & Spencer

Cross Dye Quilted Bedcover, at Marks & Spencer
Stitch detail Padded Medium: 150x200cm Large: 260x265cm, Manufacturer: Marks & Spencer

M&S 1200W Steam Iron, at Marks and Spencers
1200 watt Adjustable temperature control Adjustable steam Vertical steam Transparent water reservoir Water spray Stainless steel soleplate Dimensions: H16cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Racer Back Plunge Bra, at Marks and Spencers
Fun and fabulous, this bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Ruby Teapot - Red, at Marks & Spencer
Suitable for everyday use Stripe design Detachable lid H15cm 6 cup capacity, Manufacturer: Marks & Spencer

Single Breasted 2 Button Plain Jacket, at Marks and Spencers
Boasting a sophisticated cut and quality fabrics at everyday prices, impeccable styling needn't cost the earth, with our impressive Outstanding Value suits range

Girls' Limited Hat, Scarf & Mitten Set, at MarksandSpencer
Snug and cosy, this colourful hat, scarf and mitten set is a fashionable choice for chilly weather

Petite Single Breasted 3 Button Jacket, at Marks and Spencers
Fashionable and modern, this tailored single breasted jacket features 3/4 length sleeves. A smart and stylish choice. Specially designed and perfectly proportioned for the petite frame

2 Easycare Long Sleeve Striped Shirts, at Marks and Spencer
Smart and stylish, this pack of 2 long sleeve easycare shirts is great value. An ideal choice for everyday wear

Stormwear™ Padded Jacket, at Marks and Spencer
Fashionable and practical, this warmly padded jacket is treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

Hamilton Love Seat, at Marks & Spencers
50% reduction on Dakota Leather Espresso applied 21 May - 1 June 2009. 30% reduction on all fabrics applied 9 April - 20 May 2009. Higher prices applied between at least 25 February - 8 April 2009. H95 x W137 x D99cm Seat H49cm, arm H66cm, top back rail 73cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Wallace & Gromit Playing Cards, at Marks n Spencer
Pack contains: 52 playing cards Approx. card size: 77 x 107mm This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

LED Light Collection Butterfly, at M & S
Ideal use for garden lighting Butterfly design Batteries supplied H4 x W11cm This product is not available for international delivery. Find out more

Single Hard-Top Divan with 1 Small + 1 Large Drawer & M100 Mattress, at Marks & Spenser
Single (3ft): W90 x L190 Mattress depth: 21.5cm Divan height: 41cm Divan drawer sizes: Large - H14 x W78 x D52cm, Small - H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table 1 large and 1 small drawer Mattress does not require turning All mattresses and divans are anti-allergy protected A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M & S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.