Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Stainless Steel Garlic Crusher, at Marks & Spenser
Chunky handles Loop in the handle for hanging, Manufacturer: Marks & Spencer

Urbino Armchair, at Marks & Spencer
H92 x W100 x D102cm Seat H48cm, arm H67cm, top back rail H77cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Pure New Wool Flat Front Trousers, at Marks and Spenser
Fashionable and contemporary, these flat front trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

North Coast Pure Cotton Check Shirt, at M+S
Stylishly smart casual, this check shirt is made from pure cotton so it feels soft and comfortable to wear

Older Boys' Pure Cotton Stripe Pyjamas, at M+S
Soft and comfy, these pure cotton pyjamas feature a stripe design

Autograph Corsage Alice Band, at Marks and Spencers
Dress up those tresses in fabulous style with this pretty floral corsage alice band

Blue Harbour Pure Cotton Ribbed Polo Shirt, at Marks and Spenser
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Active Urban Leisure Roll Up Sleeve Jacket, at Marks and Spencers
Stylish and practical, this fashionable jecket is ideal for workouts or relaxed casualwear.

Cashmilon™ Leopard Print Scarf, at Marks & Spenser
Keep warm, cosy and stylish in this fashionable leopard print scarf made from supersoft cashmilon™

Autograph Long Sleeve Tie Fastening Cardigan, at Marks & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

ISIS Eau De Toilette, at Marks & Spencer
100ml This product is not available for international delivery. Find out more

Pure Cotton Short Sleeve Pyjama Top, at Marks and Spencers
Pretty and feminine, this short sleeve pyjama top is made from soft breathable cotton for a comfortable night's sleep

Glitter Stripe Bedset, at Marks & Spencers
Glitter stripe design Single set includes duvet cover (3ft) and 1 pillowcase Double set includes duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super king size includes duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Pure Cotton Easy Iron Fine Stripe Long Sleeve Shirt, at Marks & Spencer
Woven in pure cotton fabric, long sleeves and double button cuffs add a smart focus to your office look. A practical and convenient choice for everyday wear

Silver Plated Diamanté Charmer Hoop Earrings, at Mark's & Spencer
Hook fastening Hoop design Diamant detail For hygiene reasons, refunds will only be given in accordance with your legal rights

3 Cotton Rich Transformers Trunks, at Mark's & Spencer
A must for fans of Transformers, this pack of 3 cotton rich trunks feature the popular characters

Wentworth Large 2-Seater Occasional Sofa Bed, at Marks and Spenser
H96 x W172 x D100cm Seat H50cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors Mattress: L180 x W112 x D6cm Foam mattress rests on polypropylene base Mattress recommended for occasional use Sofa Bed will support a maximum combined weight of 160kg All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Linen Blend Floral Embroidered Tunic with Tie, at Marks & Spenser
Stylish and versatile, this cap sleeve tunic has a fabulous floral embroidered designt and features a fashionable waist tie. An irresistible style that's just right for this season

Plain Full Slip, at Marks and Spencer
A fashion essential you can't do without! This slip enhances the look of dresses and stops them clinging or becoming see-through under light. All our slips are cling resistant and come in a number of lengths

Abstract Print Bandeau Swimsuit, at Marks & Spensers
Feminine and delicate, this flattering swimsuit is designed in the latest shape. A stylish, shapely look

Limited Collection Chiffon Sleeve Crochet Shrug, at Marks&Spencer
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Per Una Cornelli Cleopatra Top, at Marks & Spensers
A fashionable sleeveless top featuring cornelli neck embellishment

3 Pairs of Cotton Rich Argyle Socks, at Marks & Spencer
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

Leather Weave Belt, at M & S
Add a stylish finishing touch with this colourful weave belt

Long Sleeve Hooded Tie Waist Dressing Gown, at MarksandSpencer
Wrap up and relax in this soft dressing gown beautifully design for a pretty look

Burgundy Pair - Case of 6, at Marks and Spenser
3 Bourgogne Chardonnay 2007: A fresh and fruity well-balanced white Burgundy, with delicious flavours of citrus fruit and apricot... 3 Bourgogne Pinot Noir 2007: A temptingly smooth and fruity red wine from Burgundy. It has a lively aroma, fresh flavours of strawberries, raspberries and plums... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Print Your Own Wedding Stationery: Cream and Black Menu/Order of Service, at Marks and Spencer
Contains: 10 x order of the day/service or menu cards, 12 x folded insert sheets, 10 decorative ties ,1 x instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Please note: As this stationery is not intended for use as invitations, envelopes are not supplied in this pack Approx size: 218 x 154mm

Compact Plain Umbrella, at Marks and Spencer
Smart and easy to carry, the practical design of this handy umbrella is the perfect solution for dealing with sudden downpours

Silver Plated Penelope Floral Drop Earrings, at Marks & Spencer
Hook fastening Drop style Faceted faux gemstones Diamant detail This product is not available for international delivery. Find out more For hygiene reasons, refunds will only be given in accordance with your legal rights

Portfolio Faux Pearl Multi Strand Necklace, at MarksandSpencer
Clasp fastening Adjustable length Multi strand Faux pearl detail

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.