Besides M&S Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks n Spencer purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M&S Financial Services financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Cartoon Dog Thank You Teacher Card, at Marks & Spenser
Cover text: Thank you teacher! Inside message: You're a star! Approx size: 178 x 1262mm

Per Una Styled Embroidered Brazilian Knickers, at Marks & Spencer
Elegant and feminine, these stylish brazilian feature a delicate front panel in soft stretch lace. The modern Brazilian style gives a close fit and a flattering shapely look. Pretty everyday fashion

Silver Plated Air Sign Charm Bracelet, at Marks and Spencer
Silver plated beads Air sign charm This product is not available for international delivery. Find out more

5 Younger Girls' Pure Cotton Lace Trim Briefs, at Marks & Spencers
Fun and fabulous, this pack of 5 cotton briefs makes a great way to stock up on essential style

Pure Cotton Matinee Cardigan, at Marks & Spencer
Knitted in pure cotton, this cute hooded cardigan will keep him warm and comfy. It looks cuddly too!

Dora The Explorer Follow The Music Piano Sound Book, at M&S
Children will love pressing the buttons and singing along to this Dora The Explorer piano sound book which includes 9 beautiful songs

New Dad Type Card, at Marks and Spenser
Cover text: Dad Inside message: Happy Birthday Approx size: 50 mm x 150 mm

Scoop Neck Floral Print Hooded Top, at Marks & Spensers
Fashionable and contemporary, this hooded top is a comfortable style essential. The stripe floral print adds a fashionable touch

Girls' Fashion Schoolwear - Cotton Rich V-Neck Tank Top, at Marks & Spencers
Smart and comfortable, this soft cotton blend tank top is a lightweight extra layer that's ideal for school

Griffin iClear Touch Case, at Marks & Spencer
iClear's transparent and unobtrusive design protects your iPod with a tough polycarbonate shell, strong enough to take the daily abuse of active lifestyles

Collezione Suedette Single Breasted Jacket, at Marks and Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Classic Collection Knitted Cut Work Cardigan, at M+S
Soft and comfortable, this cut work detail cardigan is ideal when you need a light extra layer. The colour complements the rest of this season's Classic collection, making it easy to coordinate outfits

Lyon Dinner Plate, at Marks and Spencer
Rib detail Diam 28cm, Manufacturer: Marks & Spencer

Per Una Pure Linen Shorts, at Marks & Spencer
A relaxed pair of shorts featuring an on the waist design and side pockets

Edmonton Armchair, at Marks and Spencers
H92 x W92 x D98cm Seat: H48cm (all dimensions are approximate) Seat cushions made from shape-retaining foam on leather upholstery options and polyester fibre on fabric upholstery options Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Pure Cotton Tile Print Shirt, at MarksandSpencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Essentials Vintage Rose Embroidered E-G Bra, at Marks & Spencers
Elegant and feminine this rose design bra features bow detail. It's underwired and structured to give fuller busts great support and a flattering enhanced shape. Beautiful exclusive lingerie

Autograph Weekend Short Sleeve Floral Blouse with Silk, at Marks and Spencer
Sophisticated and modern, this short sleeve blouse is beautifully designed and cut for a flattering shape and features a stunning floral print

Floral Reel Glass Vase, at Mark & Spencers
Large opening Floral detail Cut circular design Broad base W26.5 x D26.5 x H38cm, Manufacturer: Marks & Spencer

1 Litre Clear Glass Mixing Bowl, at Marks and Spencer
1 litre capacity Classic design Clear, Manufacturer: Marks & Spencer

3 Pairs of 15 Denier Shiny Ladder Resistant Tights, at M+S
These essential ladder resistant tights are fantastic value. They're made with added stretch for a great fit and shape retention

M&S Combo Corded & Cordless Phone with Answering Machine, at Mark's & Spencer
Up to 9 hours talk time and 150 hours standby Large 3 line display on base 300 name and number phonebook (150 on corded, 150 on handset) 3 direct memory on corded base Up to 14 minutes digital recording time and remote access Handsfree speakerphone Caller display stores information on the last 20 calls 10 ringer melodies Last 10 number redial Adjustable earpiece, ringer and speakerphone volume Interference free M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Silk Rich Long Sleeve Cardigan, at MarksandSpencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Cotton Rich V-Neck Cardigan, at Marks n Spencer
A practical choice for school, this soft cotton rich cardigan is easycare for convenience

Ponticello, Pinot Grigio di Sicilia 2008 - Case of 12, at Marks and Spencers
Style: Dry Grape variety: Pinot Grigio Country of origin: Italy Closure: Synthetic closure Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

PlayStation®3 Marvel Ultimate Alliance Game, at Mark's & Spencer
Features a cast of over 140 characters from the Marvel Universe Offers total team customisation Fight while in the air, on the ground and underwater Single player and cooperative modes Play online Parental guidance recommended M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Everyone 10+

Champagne Flutes Congratulations Card, at Marks and Spencers
Cover text: Congratulations Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Pure Cotton Long Sleeve Bold Stripe Shirt, at M&S
Smart and stylish, this long sleeve bold stripe shirt is made from pure cotton

Sun Formula Spray On Leg Make-Up, at Marks & Spencer
Light tan Long-lasting Gives the appearance of natural tights This product is not available for international delivery. Find out more

Canon Digital IXUS 95 IS Digital Camera, at Marks and Spencers
Pixels: 10.0 megapixels Zoom: 3.0x optical zoom, 4x digital zoom with optical Image Stabilizer Screen: 2.5 PureColor LCD II ISO: AUTO, 80, 100, 200, 400, 800, 1600 Dimensions: W88.5 x H54.8 x D21.8 mm Weight: 120g VGA Movies: Supplement your still images with fun 30fps VGA movie clips. A Long Play mode lets you store twice as much footage on the camera's memory card Motion Detection Technology: Eliminate blur by compensating for subject motion and camera-shake PictBridge Enabled: Enables you to print images using a USB cable to connect the PowerShot A470 to a printer without a PC Face Detection Technology: Ensures superb people shots by automatically setting optimum focus, exposure, flash and white balance Red-Eye Correction: Easily removes red-eye in-camera Processor: DIGIC 4 processor drives exceptional processing speeds, responsive operation, superb image quality and colour reproduction. Richly detailed, cleaner images, even at high ISO speeds, are the result of advanced Noise Reduction Shooting Modes & Special Scenes: 14 shooting modes include Special Scenes like Sunset, Portrait and Kids & Pets, which make it easy to get great results in common shooting situations. My Colors in-camera photo effects such as Black & White can be applied during shooting i-Contrast: i-Contrast analyses a scene during shooting or playback, then boosts brightness in dark areas without blowing out light areas. This helps uncover previously hidden detail in the shadow areas of an image System requirements: Windows XP SP2-3 / Vista (including SP1), Mac OS X v10.4 - 10.5 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.