There are lots of ways to save money using M+S Money. Not least of these is M & S Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.

Besides Mark's & Spencer Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Per Una 3/4 Sleeve Single Button Cardigan, at Mark's & Spencer
A shimmering 3/4 sleeve knitted cardigan featuring a single popper fastening

Long Sleeve Multi Pocket Hooded Coat, at Mark & Spensers
Fashionable and practical, this long sleeve hooded coat is fully lined and features a rouched design and multi pocket. A comfortable, easycare style

Per Una Supersoft Button Mule Slippers, at Mark's & Spencer
Mule style Round toe Flat sole Button embellishments

2 Classic Underwired Bra, at Marks and Spenser
Soft and comfortable Feminine and prettY Smooth and versatile, this pack of 2 underwired bras are great value. They're designed to give gentle support and a flattering fit

Autograph Leather Double Handle Laptop Bag, at Mark & Spencers
This padded laptop bag in luxurious leather makes a stylish and practical way to carry and protect your laptop and cables

Pure Cotton Long Sleeve Little Miss Top, at Marks & Spenser
Fans of Little Miss will love this pure cotton top featuring the popular character. A practical, easycare style

Classic Collection Wide Leg Jersey Trousers, at M&S
An ideal choice for casual everyday wear, these wide leg trousers are finished with a flattering cut. They look stylish worn with knitwear or casual tops in complementary colours

Ceriso Frill Dot & Bow Push Up DD-G Bra, at Marks & Spensers
Feminine and fashionable, this modern push up bra features an intricate fril trim. It's underwired for extra support and the padded plunge style gives a fabulous enhanced cleavage for a push up effect. Designed for women who want the latest look

Classic Collection Floral Embroidered Nightdress, at Mark's & Spencer
Fresh and feminine, this nightdress is comfortable to sleep in and features a pretty embroidered floral design

Pure Cotton Check Pyjama Bottoms, at Marks and Spencer
Fashionable and practical, these check pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Autograph Wing Collar Shirt & Bow Tie, at Mark & Spensers
Stylish and sophisticated, this wing collar shirt looks elegant worn with a bow tie. Ideal for proms, balls and special occasions

Pure Cotton Hooded Sweat Top, at Marks n Spencer
Casual and comfortable, this hooded top is made from pure cotton. A fashionable easycare style, ideal for PE

Blue Harbour Pure Cotton Long Sleeve Check Shirt, at Marks and Spencer
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Collezione Stitch Detail Leather Shoes, at Marks & Spenser
Luxurious and contemporary, these leather shoes are part of Collezione, inspired by Italian style. Their superior design, quality and hand finishing make them a sophisticated and fashionable choice

Faux Crocodile Skin Overnight Bag, at Marks & Spencers
Fashionable and practical, this overnight bag is capacious but not bulky. Crocodile skin design adds a stylish touch

Simply Gorgeous Gift Bag, at Marks & Spencer
There's no better way to show your love and appreciation than with this show-stopping bag of soft pink roses and burgundy carnations Available for delivery 1st April to 30th September 2009

Cotton Rich Stripe Brazilian Knickers, at Marks & Spenser
Brazilian briefs are the newest trend in knicker shapes with their flirty cutaway styling at the front and back. These flattering lace trim briefs are designed to make the most of your figure

La Borie Merlot 2008 - Case of 12, at Marks & Spenser
Grape variety: 100% Merlot Country of origin: France Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Handcrafted Woven Label Valentine Card, at Marks & Spensers
Cover text: With love Inside message: On Valentine's Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 178 x 127mm

Limited Collection Triple Seam Pump Shoes, at M+S
Pointed toe Triple seam design Slip on Flat sole Comes in sizes 3-8, including half sizes

2 Piece Cotton Rich Floral Dress Outfit, at Marks & Spencer
Modern and pretty, this sleeveless dress and cropped plain leggings look fabulously fashionable worn together or separately

Per Una Cheek Colour, at Marks and Spencer
Soft powder Illuminating Flower motif Hypoallergenic Comes in 3 colours

Bingley Bear with Fabric Flowers Grandma Birthday Card, at Marks & Spenser
Cover text: For you Grandma... Inside message: With love on your Birthday xx This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Collezione Round Face Chain Link Watch, at Marks & Spencer
Round face Analogue Chain link strap

Sonoma Office Desk, at Marks & Spenser
H77 x W131 x D65cm 1 large pull out drawer with fold down front Made from White Oak Solids and veneers This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Handles made from solid wood Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this desk as part of a set. Click here to view the Sonoma Office Collection Set. , Manufacturer: Marks & Spencer

Simi the Kitten & Butterflies Birthday Card, at Marks and Spencer
Cover text: Special Birthday Wishes! Inside message: Have a wonderful day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 215 x 150mm

Cashmilon™ Pull-On Knitted Hat, at Marks and Spencer
Stay ahead of trends in this stylish knitted hat made from supersoft cashmilon™. Warm and cosy, it's perfect with the matching scarf and gloves

Autograph Straight Leg Jeans with Belt, at Mark & Spensers
With a straight fit and indigo rinse wash creating one of our smarter pairs of jeans, these are a classic wardrobe essential that are ideal for just about any occasion. They also include a smart black belt to help complete the look Comes with belt shown in image

Autograph Eye, Lip & Cheek Palette, at Mark's & Spencer
9 eyeshadows 2 lip colours 2 powder blushes Applicators included

Mixed Bead Rope Necklace, at Marks and Spencer
Long length Mixed beads Clasp fastening Necklace length: 98cm

Marks & Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.