Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spencer Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Portfolio Twist Scoop Neck Jersey Top, at Marks & Spenser
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Blue Harbour Pure Cotton Palm Tree Print Shirt, at Mark's & Spencer
Relaxed and stylish, this palm tree print shirt is made from pure cotton so it feels soft and comfortable to wear

3 Older Girls' Cotton Rich Frill Trim Bikini Briefs, at MarksandSpencer
Cute and trendy, this 3 pack of cotton rich bikini briefs feature frill trim and assorted designs

Knitted Speckled Waterfall Wrap, at Marks & Spencer
Keep warm without compromising on style! This fashionable waterfall style wrap feels soft and cosy and makes a great way to add an extra layer

3 White Rattan Storage Baskets, at Mark's & Spencer
Set of 3 Cut out side handles Rattan design, Manufacturer: Marks & Spencer

Skinny Enamel Belt, at Marks & Spencers
Define your waistline with this fashionable enamel belt

Limited Collection Short Sleeve Leather Jacket, at Marks and Spencer
Get a high fashion look in this luxurious leather jacket with short sleeves and a fuss-free simple design

Square Print Pleated Shirt, at Marks & Spencer
This fab long sleeve shirt features a stunning pleated design. A sophisticated new look, perfect for this season

Portfolio Bobble Stretch Bracelet, at Marks & Spencer
Stretch style Bobble design

Per Una Ditsy Floral Print Dress, at M+S
A fresh sleeveless dress featuring a floral print, finished with a frill neckline

Sapporo Side Table, at Mark & Spencers
H45 x W45 x D45cm Made from solid bamboo and bamboo veneer Finished with a matt lacquer that provides the pieces with extra protection and durability Legs made from solid wood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Footglove™ Widefit Heeled Moccasin, at MarksandSpencer
Round toe Stitch detail Mid heel Footglove™ soles are comfortable, highly flexible and lightweight

Abbot Chair, at Marks & Spencers
H78 x W76 x D78cm Seat H43cm, arm H71cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Solid birch feet with a dark finish Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Seams and pattern match on fabrics - Please note that the images of fabrics displayed here are overlaid onto models. These images act as a guide and may not be representative of the finished product. Seams and pattern match may differ from what is shown This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Short Pillar Candle, at MarksandSpencer
Non-fragranced Pillar candle shape Single wick H12 x W24 x Diam 8cm, Manufacturer: Marks & Spencer

Lyon Dinner Plate, at Marks & Spensers
Rib detail Diam 28cm, Manufacturer: Marks & Spencer

5-Piece Mosaic Set, at M & S
5 piece set - table and 4 chairs Table: H72 x Diam 110cm Stackable chairs: H96 x W56 x D56cm Seat: 44cm Polyester seat pads Metal frame Granite mosaic design Please note that this range uses natural stone and grouts and therefore the colours within the products may vary from those shown and may change over time Suitable for indoor and all-weather outdoor use Individually hand crafted Please note: Table does not have an opening for a parasol Assembly required This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Bone China Side Plate, at Marks and Spencers
Plain Diameter: 21cm, Manufacturer: Marks & Spencer

Younger Girls' Tatty Teddy Slippers, at Marks and Spencers
Round toe Slip on Tatty Teddy motif Carte Blanche Greeting Ltd 2005

4 Assorted Hair Bands, at Marks&Spencer
Hold back those tresses in style with these fabulous hair bands

Autograph Bead Trim Halterneck Bikini Top, at MarksandSpencer
Luxurious and exclusive, this glamorous bikini is beautifully designed in a flattering, fashionable silhouette for the ultimate in style. It's made from soft, comfortable fabric and finished with careful attention to detail

In Bloom Jasmine & Honeysuckle Fragranced Candle, at Marks & Spencers
Jasmine and honeysuckle fragrance Burn time: 20 hours, Manufacturer: Marks & Spencer

Adventurer 450 Two-Way Radios, at Marks & Spencers
TRUSOUND - pioneering noise reduction technology delivering enhanced sound quality Easy to hold rubberised grip Ultra compact size Range up to 2 miles (3km) depending on environment and terrain Up to 304 channel combinations Dual desktop charger pod Rechargeable batteries VOX technology - handsfree conversations Backlit screen 5 call tone melodies selection Dimensions: W4.5 x L8 x D3.1cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Little Acorns 12 Month Record Calendar, at Marks&Spencer
Contains: 1 record calendar Approx size: 430 x 340mm

Global Traveller Large Rollercase, at Mark's & Spencer
Free 5 year guarantee Make transporting your belongings a hassle-free experience with the super lightweight and durable design of this hardwearing rollercase

Whats My Word Card Game, at Marks and Spencer
Number of players: 2+ teams, 6+ players Suitable for age 8+ Contains: 90 large game cards, instruction card, card holder Approx. card size: 83 x 116mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Mini Check Shirt, at Marks & Spencer
A fashionable look without the fuss. This mini check shirt is quick and easy to iron

Large Moroccan Lantern, at Marks & Spencers
Hanging hook Moroccan inspired design H57 x W23 x D23cm, Manufacturer: Marks & Spencer

Faux Crocodile Skin Double Handle Bag, at Marks & Spensers
Stylish and useful, this double handle bag features faux crocodile skin. A practical and fashionable accessory

Non-Iron Cotton Blend Long Sleeve Stripe Shirt, at Marks & Spencers
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Seed Embroidered Cushion, at Marks and Spencer
Rectangle shape Seed embroidered design L30 X W40, Manufacturer: Marks & Spencer

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.