When you're shopping at Marks & Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M & S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks and Spenser Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Finance Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

High School Musical Music Card, at Mark's & Spencer
Cover text: Happy Birthday...Going to the dance Inside message: Have a fantastic day! Approx size: 215 x 150mm Disney Visit the Disney website at www.DisneyChannel.com

Metal Visor Sunglasses, at M&S
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

La Tentation de Richelieu 2005 - Case of 6, at Marks & Spencer
Grape variety: 75% Merlot, 25% Cabernet Franc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sparkle Stack Necklace & Bracelet Set, at Marks & Spencers
2 part set Mixed bead design Clasp fastening Adjustable length Necklace length: 41cm, extendable by 8cm

Limited Collection Cotton Rich Cap Sleeve Top, at Marks & Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Per Una Cotton Rich Roma Cropped Jeans with Belt, at Marks & Spencers
A fashionable pair of cropped jeans in stretch cotton featuring an on the waist design. Comes with a plaited belt

Autograph Stainless Steel Bar Tray, at Marks & Spenser
Diameter: 39cm Circular shape, Manufacturer: Marks & Spencer

Girlie Dress Up Drawstring Bag, at Marks & Spencer
This folding drawstring bag is a brilliant addition to any school kit. Keep it folded up in its pouch inside a school bag and unfold when you need to carry extra kit such as homework, library book or games kit. The drawstrings feature special safety catches which snap apart under pressure

Large Rococco Mirror, at Marks & Spenser
Rococco design Dimensions: H73 x W84 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Lavender Scented Pot Pourri Bag, at Marks & Spencers
Lavender fragrance, Manufacturer: Marks & Spencer

Pure Cotton Reversible Jigsaw Bedcover, at M+S
Jigsaw pattern Quilted design Reversible Stitch detail, Manufacturer: Marks & Spencer

Blue Harbour Cotton Rich Sweat Pants, at Marks & Spenser
Whether you're active or relaxing, do it in style and comfort in these cotton rich joggers

Wool Blend Single Breasted 2 Button Fine Stripe Jacket, at Marks & Spensers
Smart and stylish, this suit is outstanding value! It's made from comfortable hardwearing fabric, ideal for everyday wear

Per Una Pure Linen Wide Leg Trousers, at Marks n Spencer
Casual wide leg trousers in pure cool linen featuring a double button fastening

Cashmilon™ Bardot Neck Jumper, at Marks&Spencer
Casual and modern, this long sleeve jumper is made from supersoft cashmilon™ and features a Bardot neckline

USA & Australia Travel Adaptor, at Mark's & Spencer
UK socket to 2 flat pin plug adaptor

Athenian Column Table Lamp, at Marks and Spenser
Antique brass finish Parchment style shade Column detail stem Square base Resin base H57 x Diam 23cm Bulb: 60W BC GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Girls' Pure Cotton Hello Kitty Pyjamas with Shorts, at Marks & Spencer
Fans of Hello Kitty will love this must-have Pyjamas and shorts featuring the popular character.

Zip & Button Cropped Trousers, at M+S
A stylish summer staple at home or on holiday. Just add a t-shirt and flip flops

Rockridge Chardonnay 2008 - Case of 12, at Marks&Spencer
Style: Dry Grape variety: Chardonnay Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol Units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Collezione Wool Rich Single Breasted 2 Button Navy Stripe Jacket, at M+S
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Limited Collection Dogtooth Jacket, at Marks & Spenser
Inspired by classic French couture, this chic piece is one you'll love season after season. For a contemporary update, wear juxtaposed with denim to keep the look fresh and youthful

Garden Noughts & Crosses, at Marks & Spensers
Contains: 5 noughts, 5 crosses, 4 wooden strips to make up grid, instructions Noughts: 120mm diameter Crosses: 120 x 120mm Grid: 520 x 530mm

Sheriff Star Reversible Bedset, at Marks n Spencer
Sheriff star design Set includes single duvet cover and 1 pillowcase Pillowcase: L76 x W48cm Duvet cover: L198 x W137cm, Manufacturer: Marks & Spencer

Cotton Rich Spot Print Scoop Neck Vest with Modal, at Marks&Spencer
Pretty and feminine, this ribbed vest is made from soft cotton rich fabric for a comfortable night's sleep

Valdemadera Grand Reserva 2002 - Case of 12, at M & S
Style: Full bodied Country of origin: Spain Closure: Natural Cork Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Cap Sleeve Pintuck Shirt, at Marks & Spencer
This cap sleeved shirt will make a useful addition to your wardrobe. It features smart pintuck detail for a stylish casual look

Pure Cotton 3/4 Sleeve Button Stripe Top, at Marks and Spencer
This 3/4 length sleeved top will make a useful addition to your wardrobe. It features smart stripe print for a stylish casual look

Older Girls' Super Soft Slippers, at Mark's & Spencer
Fluffy design Mule style Slip-on

Panasonic HDC-TM300 Camcorder, at Marks and Spenser
Pixels: 9.15 megapixels Zoom: 12x optical zoom / 700x digital zoom Screen: 2.7 Wide LCD ( 230,400 pixels) Dimensions: H7.2 x W7 x D14.1cm Weight: 385g (without batteries and card) Media: Built-in memory (32GB), SD/SDHC Memory Card Recording format: MPEG4-AVC/H.264 (AVCHD standard compliant) Audio recording system: Dolby Digital (5.1ch) Microphone: 5.1ch surround, zoom and focus microphone Power supply: DC7.2V / 9.3V

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.