M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Autograph Pure Silk Multi Stripe Tie, at Marks and Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Ceriso Styled French Maid Stripe Underwired Bra, at Marks and Spencer
Feminine and fashionable, this modern bra is beautifully detailed with lace trim and rose feature. It's underwired for extra support and the padded plunge style gives a fabulous enhanced cleavage. Designed for women who want the latest look

Older Girls' Triple Bow Shoes, at Marks & Spencers
Round toe Triple bow feature Slip on Contrast trim Flat sole

Fluffy Cat Age 2 Birthday Card, at Marks & Spencers
Cover text: Happy Birthday 2 Inside message: Have a great day x This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127 mm

Woodspice Shower Gel, at Marks and Spencer
Shower gel 250ml

Apple 60W MagSafe Power Adapter for MacBook, at Marks and Spenser
Compatible with MacBook Recharges the lithium polymer battery while the system is off, on, or in sleep mode Clever design allows the DC cable to be wound neatly around itself for easy cable storage When the connection is secure, an LED located at the head of the DC connector will light; an amber light lets you know that your portable is charging, while a green light tells you that you have a full charge AC cord included for maximum cord length British plug M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

100 Denier Thermal Opaque Tights with Wool, at Marks & Spencers
These cotton blend thermal tights will keep you feeling warm during the cold months. Added stretch gives a great fit and shape retention

Autograph Pure Cotton Diagonal Dress, at Mark's & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Post Surgery Modal Blend Non Wired Padded Bra, at Marks and Spencers
Pretty and feminine, this modal bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

Large Chunky Plastic Bangle, at Mark & Spensers
Chunky design Smooth finish

Blue Harbour Stormwear™ + Fairtrade Cotton Straight Leg Chinos, at Marks and Spenser
Look below to see a video clip about Fairtrade Fairtrade certified cotton is a new initiative that we're the first major high street retailer to support. Like all Fairtrade products, it helps local farmers to invest in developing their own communities

2 Pure Cotton All-in-One Suits & Socks Set, at Marks & Spencers
Cute and practical, this 2 piece suit features a tiger motif and print. The soft cotton fabric will keep him comfy and the popper fastenings are great for fuss-free changes

Nectarine & Orange Pot Pourri Box, at MarksandSpencer
Nectarine and orange scented Presented in a box, Manufacturer: Marks & Spencer

Montepulciano d'Abruzzo Cerasuolo Rose 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Montepulciano d'Abruzzo Country of origin: Italy Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Perfect Blue Harbour Haritage Pure Cotton Stripe Shirt, at Marks & Spencer
These heritage inspired shirts are a wardrobe staple. The contrasting trims and button-down collar create a stylish, authentic look that's great for any occasion

Soft Vanilla Pot Pourri Box, at Marks & Spencers
Soft vanilla fragrance Presented in a box, Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Palm Tree T-Shirt, at Marks & Spencers
A practical, casual top in pure cotton featuring palm tree silhouettes. A great value easycare style

Per Una Detachable Faux Fur Hooded Jacket, at Marks & Spensers
A fashionable long jacket featuring detachable faux fur hood. The stitch detail makes it extra stylish.

Blue Harbour Pure Cotton Stripe Polo Shirt, at Marks & Spencers
Smart and casual, this stripe polo shirt is made from pure cotton, so it's soft, breathable and comfortable to wear

Per Una Sleeveless Faux Fur Gilet, at Marks and Spencers
A stylish gilet featuring a faux fur collar and finished with front and rear seam detail

Plain Dressing Gown, at Marks & Spensers
Wrap up and relax in this soft dressing gown, perfect after baths or at bedtime

Per Una 3/4 Sleeve Pleated Blouse, at Marks & Spencer
A casual 3/4 sleeve blouse featuring a pleated neckline detail

2 Mosaic Stackable Chairs, at Marks and Spencer
H96 x W56 x D56cm Seat: 44cm Sold as a pair Seat cushion made from shape-retaining foam Metal frame Diamond pattern mosaic design This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Diagonal Stripe Bandeau Swimsuit, at Marks and Spencer
Feminine and delicate, this flattering swimsuit is designed in the latest shape. A stylish, shapely look

Autograph Weekend Modal Rich Long Sleeve Nightdress, at Marks & Spencers
Modern and sophisticated, this minishirt is part of our exclusive Autograph Weekend collection. It's beautifully designed and made from a modal blend with stretch which feels incredibly soft and comfortable to wear

Multi Strand Pearl Necklace, at Mark & Spensers
Clasp fastening Adjustable length Multi strand Pearl and faceted bead design Diamant detail Necklace length: 41cm, extendable by 8cm

Jersey Bootleg Trousers, at Marks & Spencers
Smart and practical, these easycare trousers are ideal for school. Added stretch gives a comfortable fit and great shape retention

Satin Dress Aunty Birthday Card, at Marks and Spencer
Cover Text: Happy birthday to a special aunty Inside message: Have a fabulous day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 125 mm

Glitter Stripe Bedset, at Marks & Spencers
Glitter stripe design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super King Size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Collezione Pure New Wool Single Breasted Soft Check Jacket, at Marks & Spensers
A pristine example of fine Italian style, this distinguished single vent jacket is fashioned from Pure New Wool and features a stunning contrast lining for a refined finishing touch

There are lots of ways to save money using M&S Money. Not least of these is Mark & Spensers Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.