Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks&Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spencer Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Finance financial products are, of course, designed to make Marks&Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance House Insurance than you will anywhere else, and you may even pay less with M&S.

Bandeau Style Textured Swimsuit, at M & S
Modern and sassy, this strapless swimsuit is designed to stay securely in place while you work on your tan. A fabulous fashionable look

5 Cotton Rich Spot Print Bikini Knickers, at Mark's & Spencer
These spot print cotton rich bikinis are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Chianti Burchino 2006 - Case of 12, at Marks & Spencer
Style: Full bodied Grape variety: Sangiovese Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sleeveless Burn Out Floral Rib Vest, at Marks and Spenser
This fashionable soft top features stylish burnout rib design for a fresh modern look

Plain Mug, at Marks and Spencer
Plain, Manufacturer: Marks & Spencer

Soup Recipe Book, at Marks and Spencer
This book is a celebration of great home-made soup with a huge variety of recipes to choose from. It shows not only how easy soups are to prepare, but also what a wide range of ingredients can be used to make them. There are simple everyday soups made from staple ingredients, many of which are a meal in themselves, as well as light and refreshing broths. You'll also find more sophisticated creations, using delicious ingredients from all over the world - indulge yourself in the feast of flaovours and textures. This book is beautifully illustrated with simple step-by-step instructions, making it a pleasure to use and an indispensable volume in any cook's kitchen.

Pair of Olive Trees, at Marks & Spencers
These two small olive trees are great for your patio or doorstep. Ready for replanting into your own pot Available for delivery from 1st April to 30th September 2009

Glass Art Deco Photo Frame 13 x 18cm (5 x 7''), at Marks & Spensers
This glass art deco inspired photoframe will compliment any prized photograph

Cotton Rich Drawstring Velour Joggers, at Marks and Spenser
Relaxed and comfy, these casual joggers are made from soft cotton and feature a drawstring fastening. A practical easycare choice.

The Little Ballerinas, at Marks & Spenser
Join the little ballerinas as they put on a special ballet show. This pretty pop up book has lots of suprises, and the ballerina play pieces bring your ballet school to life

Spotty Die Cut Type Sister Birthday Card, at Marks & Spensers
Cover Text: Happy birthday sister Inside Message: Blank for your own message Approx. Size: 150 mm x 215 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Silver Plated Shimmer Necklace, at Marks and Spencer
Clasp fastening Adjustable length Fine chain Diamond design pendant Necklace length 64cm

Lotus Flower Pot Pourri Box, at Marks & Spenser
Floral scented assortment, Manufacturer: Marks & Spencer

12 Piece Sennen Dinner Set - Blue, at Mark's & Spencer
12 piece set - 4 crockery place settings Includes 4 dinner plates, 4 side plates and 4 cereal bowls 4 dinner plates: Diam 28cm 4 side plates: Diam 21cm 4 cereal bowls H8.5 x Diam 14cm Single stripe trim design, Manufacturer: Marks & Spencer

3 Button Chunky Knit Swing Cardigan, at Marks and Spencer
Fashionable and flattering, this cardigan features a chunky knit for a smart modern look

5 Pairs of Younger Boys' Cotton Rich Assorted Socks, at Marks and Spencer
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

50/50 Bed Linen - Pillowcase, at Marks & Spencers
L76 x W48cm Plain dye bed linen Easy to iron Plain fabric (no design) Care instructions: Machine washable, Tumble dry Composition:50% cotton, 50% polyester, Manufacturer: Marks & Spencer

Sweet Heart Multiway Padded Bra, at Marks & Spenser
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Geoff Merrill Three Virgos Shiraz 2005 - Case of 6, at Mark's & Spencer
Style: Full bodied Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Crow's Fountain Chenin Blanc 2008 - Case of 12, at Mark & Spensers
Style: Dry Grape variety: Chenin Blanc Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Maternity Cotton Rich 3/4 Sleeve Ruched Top, at Marks and Spencers
Relaxed and casual, this cotton rich top is designed to flatter you and your bump. The ruched style and clever cut give a neat, comfortable fit with room for growth. A practical, versatile choice

Heritage Collection - Wall Light, at Mark & Spensers
Candle effect shades Twisted stem Wall fitting M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Weekend Cotton Rich Funnel Neck Trench Coat, at Marks & Spencers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Collezione Luxury Wool Single Pleat Trousers, at Marks and Spencers
Add a smart dimension to your formal wardrobe with these single pleat trousers. Allowing for more hip room, they provide a clean, crisp and well turned out look

Jewelled Line Wedding Card, at Marks and Spencer
Cover text: Wedding Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

Collezione Stormwear™ Double Collar Raincoat, at Marks & Spensers
Smart and contemporary, this double collar raincoat is inspired by Italian tailoring. It's treated with Stormwear™ technology, a breathable finish that repels water and stains

Beaded Heart Pendant Necklace, at Mark's & Spencer
Heart pendant Clasp fastening Adjustable length Necklace length: 41cm

Oxford Toe Cap Shoes, at Marks & Spencers
Round toe Lace up Stitch detail Block heel

Small Lines Flared Vase, at M&S
Flared Squiggle detail Handmade W9.2 x D9.2 x H16.5cm, Manufacturer: Marks & Spencer

Ascensio Hard Large Rollercase, at Marks & Spensers
Built for durable practicality, this large rollercase features a robust ABS outer shell and locking trolley system to ensure your belongings are safely secure and easy to transport

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Motor Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or House Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (House Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M & S insurance products in document format too.