There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencer Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Corded Phone, at Marks and Spenser
13 number memory Wall mountable Last number redial Adjustable ringer volume Mute facility Recall facility Large buttons M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Per Una Pure Cotton Paisley Print Blouse, at Marks and Spencer
An elegant long sleeve embroidered top in pure cotton featuring a pintuck detail and drawstring feature

Enamel Butterfly Compact Mirror, at M&S
Circular shape Butterfly design Push clasp fastening

Duck Rillette, at M&S
Serves 18-20 Ready to eat 750g As featured on page 19 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

125 Years Pure Cotton Twill House Check Shirt, at Marks & Spencers
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Per Una Short Sleeve Lace Blouse, at Mark's & Spencer
A feminine short sleeve blouse featuring chiffon and lace trim neckline

60th Birthday Beads Card, at Marks & Spencer
Cover text: 60 Inside message: congratulations Approx size: 126 x 174mm

Sony Cyber-shot™ DSC-W270S Digital Camera, at Marks and Spenser
Pixels: 12.1 Megapixels Zoom: optical x 5, digital x 10 (aprrox), Carl Zeiss Vario-Tessar lens with 28mm wide angle for panoramic landscapes and large group shots Screen: 2.7-inch (230K dot) Clear Photo LCD plus screen with wide viewing angle ISO: Auto, 100, 200, 400, 800, 1600, 3200 Dimensions: W97.6 x H56.6 x L22.6mm Enhanced Face Detection Enhanced Face Detection with selectable adult/child priority high-speed subject tracking for clearer portraits. Includes Face Motion Detection Enhanced Smile Shutter Enhanced Smile Shutter automatically fires shutter when subject smiles: now easier to use with adjustable smile threshold Intelligent Scene Recognition Intelligent Scene Recognition simplifies shooting by choosing best settings for difficult conditions such as twilight portraits and backlit scenes Optical SteadyShot High sensitivity ISO 3200 and Clear RAW Noise Reduction for high-quality images with reduced blur during handheld shooting in low light HD Output HD output to view video and still images on HD TV (requires optional cable). PhotoTV HD enhances still image viewing on compatible BRAVIA TV BIONZ processor BIONZ processor for enhanced image quality, reduced image noise and fast shooting response HD Slideshow HD Slideshow with music offers fun image display with effects and music on LCD or connected HD TV Free 2 year guarantee M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

The Floral Collection Magnolia Gift Set, at Marks & Spencer
Magnolia frangrance Presented in gift purse Moisturising Hand and Body Lotion 50ml Moisture Rich Foaming Bath Cream 50ml Moisture Rich Shower Cream 50ml

Autograph Gold Tile Bedcover, at Marks & Spencers
Embroidered patchwork design, Manufacturer: Marks & Spencer

Autograph Digital Display Watch, at Marks and Spenser
Stylish and contemporary, this digital watch features a large time display with day indicator, fashionable and practical must-have

Per Una Leaf Print Ruched Longline Tunic, at Marks & Spenser
A stylish longline tunic in soft stretch fabric featuring a leaf print and ruched front detail

Leather Belt & Stud Holdall Bag, at Marks and Spencer
Whether you're jetting off on a weekend getaway or simply heading to the gym after work, keep your belongings safe and sound with this easy to carry holdall

Autograph Stainless Steel Charger Plate, at Mark's & Spencer
Round shape Stainless steel for maximum durability and shine, Manufacturer: Marks & Spencer

Per Una Stripe Bikini Bottoms, at Marks&Spencer
A stylish low rise pair of bikini bottoms featuring a stripe print design

Royal Horticultural Society Yellow Watercolour Flowers Blank Card, at Marks & Spensers
Cover text: Just to say... Inside message: Blank for your own message Approx. size: 150 x 150mm About the RHS: The RHS is dedicated to advancing horticulture and helping all gardeners. An interest in gardening is all you need to enjoy being a member of the RHS. For more information call 0845 130 464, or visit www.rhs.org.uk

Formal Chevron Button Braces, at M&S
Add a smart finishing touch with these stylish adjustable braces

Multiway Animal Print Push-Up Bra, at Marks and Spencer
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Rion Armchair, at Marks and Spenser
H85 x W77 x D90cm Seat: H45cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Back cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

M&S Black Finish Flat Panel TV Stand up to 32'', at Mark & Spensers
Supports flat panel LCD and plasma TVs up to 32" Clear tempered safety glass shelves Fits up to 4 audio video components and a center channel speaker Includes a cable management system to hide wires and interconnect cables Metallic black finish Scratch resistant, powder-coated steel framing Top shelf weight capacity: 45.3kg Lower shelves weight capacity: 22.7kg Overall dimensions: H76.2 xW81.3 x D46.7cm Top shelf dimensions: W81.3 x D33cm Middle shelf dimensions: H30.2 x W81.3 x D34.3cm Lower shelf dimensions: H30.2 x W81.3 x D40cm Boxed delivery - self-assembly required This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sony Bravia 46" KDL-46W5500 HD 1080p LCD TV, at Marks & Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 46 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 100000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand: W112.3 x H77.2 x D33cm, without table stand: W112.3 x H72.5 x D9.6cm Weight: weight inc. stand 27.5kg, weight without stand 24kg Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 2, RF In, Scart Inputs (RGB) x 2, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Fairtrade Cotton Rich Thin Strap Vests, at Marks and Spencer
Look below to see a video clip about Fairtrade Stylish and practical, these strappy vests make an ideal choice for everyday wear. The soft cotton fabric gives a comfortable flattering fit. They're made from 100% Fairtrade cotton, helping local farmers to invest in developing their own communities

Blue Harbour Short Sleeve Block Highlight Rugby Shirt, at Marks & Spencers
Casual and relaxed, this stripe rugby shirt is made from a cotton rich fabric so it's soft, breathable and comfortable to wear

Older Boys' Cassette Print Swimming Shorts, at Marks & Spenser
Fun and fashionable, these lined shorts fit comfortably and securely. A cassette print design adds a fab finishing touch

Half Frame Reading Glasses, at Marks and Spencer
Comes in +1.25 to +3.0 strengths Magnifying lenses aid close work and reading Half frame design

5 Pairs of Footsies, at Marks & Spencer
These soft semi-opaque footsies are designed to hide inside your shoes for extra comfort

Girls' Limited Baker Boy Hat & Gloves, at Marks & Spencer
Snug and cosy, this fabulous hat and scarf set is a fashionable choice for chilly weather

3/4 Sleeve Stripe Design Top, at Marks and Spencer
This fab 3/4 sleeve top features a stunning stripe design. A sophisticated new look, perfect for this season

Single Breasted Mid Length Jacket, at Marks and Spencer
Smart and stylish, this wool blend jacket makes a fashionable and practical choice

Leather Lace Up Tramline Shoes, at Mark & Spencers
Square toe Stitch detail Lace up Tramline design Block heel

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.