M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Mark's & Spencer Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Blue Harbour Pure Cotton Postage Print T-Shirt, at Mark & Spencers
Fashionable and relaxed, this postage print t-shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Ribbon Bootie Slippers, at Marks & Spencers
Treat your feet to the warm comfort of these faux fur trim slippers. They're a terrific option for lounging around the home in cosy style

Silver Plated Shimmer Wave Drop Earrings, at Marks & Spensers
Hook fastening Drop style Faceted faux gemstones For hygiene reasons, refunds will only be given in accordance with your legal rights

Detroit Extending Dining Table & 6 Alton Damask Chairs Set, at Marks & Spencer
7 piece set Table: H75 x W90 x L160cm (extends to L205cm) Chair: H99 x W46 x D55cm Table seats 6-8 Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Silver Plated Simple Oval Necklace & Earring Set, at Marks & Spenser
2 part set Hook fastening drop style earrings Clasp fastening necklace with pendant Oval design

Faux Leopard Skin Waist Belt, at Marks & Spencer
Define your waistline with this fashionable faux leopard skin waist belt

Sunflower Race Kit, at Marks and Spencer
This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Pinstripe Jacket, at MarksandSpencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Mosaic Dining Table, at Marks & Spencer
H72 x Diam 110cm Mosaic design Wrought iron twisted stand Assembly required This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sleeveless Ribbed Dress, at Marks & Spensers
Sleek and chic, this sleeveless dress is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

Cut Flowers Refresher & Burner Oil, at Marks and Spencer
Floral scent 15ml, Manufacturer: Marks & Spencer

Blue Harbour Luxury Single Breasted 2 Button Jacket, at Marks & Spenser
Beautifully designed, made from superior fabric and finished with careful attention to detail, this single breasted jacket is exceptionally stylish and luxurious

Total Support Daisy Lace Bra, at Marks n Spencer
Feel fabulous and comfortable in this elegant and supportive bra. It's lightweight yet shaped to give all-round uplift and support thanks to extra wide back straps and wide shoulder straps

Adored Comfort Control All Over Lace Knickers, at Marks & Spenser
Elegant and pretty, these knickers are made from the softest stretch lace, so they feel blissfully comfortable to wear. The low leg style gives a modern shapely fit. Feminine everyday lingerie

Per Una Short Popper Jacket, at M+S
A stylish hooded jacket featuring a water repellent fabric, funnel neck and faux fur trim hood details

Chain Straw Weave Shopping Bag, at Marks and Spencers
Stylish and useful, this shopping bag features a woven design. A practical and fashionable accessory

Watergun, at M&S
Ideal for the beach or garden, the water gun set is great for soaking your friends! Never lose a water fight, simply fill with water, aim & shoot!

Liebfraumilch 2008 - Case of 12, at Marks & Spenser
Style: Medium bodied Grape variety: Mixed White Country of origin: Germany Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 10.5% vol. Alcohol units per bottle: 7.9 Alcohol units per 125ml: 1.3 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Cotton Rich Short Sleeve Polo Shirts, at Marks & Spensers
This pack of 3 easycare polo shirts is outstanding value. They're made from a soft cotton rich mix, ideal for everyday wear

Finding Nemo Collector's Edition DVD, at Marks n Spencer
Rating Universal, suitable for all,

Long Length Saddle Stitch Panel Skirt, at M&S
Elegant and feminine, this long length skirt features saddle stitch panel. Stylish, practical and fashionable

Mix Bubble Tumbler Glass, at Marks and Spencers
Bubble design Chunky plain base H10cm 34cl, Manufacturer: Marks & Spencer

Hastings Double Wardrobe & 2 Bedside Chests Set, at Marks & Spencer
Wardrobe: H188 x W96 x D54cm Bedside chest: H58 x W47 x D43cm Wardrobe has 1 hanging rail and 1 shelf Bedside chest has 2 drawers Crafted predominantly from solid pine and fibreboard All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Build A Farm Puzzle, at Marks and Spencer
50 piece puzzle Country scene farm design Helps with problem solving and discovering the environment Suitable for ages 3-6 years This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Younger Boys' Pure Cotton Bob the Builder Pyjamas, at Marks & Spencer
A must for fans of Bob the Builder, this pure cotton pyjamas features a motif print

3 °Climate Control Cotton Rich Plain Hipsters, at Marks & Spenser
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Autograph Leather Cross Body Bag, at M&S
Luxurious and beautiful, this leather handbag is part of our exclusive Autograph collection. It's front pocket make it practical as well as being a highly desirable fashion accessory

Per Una Linen Blend Bootleg Trousers, at Marks and Spencer
Come with belt shown A sophisticated pair of bootleg trousers in pure cool linen. A weave belt makes them extra stylish

Trophy Exam Congratulations Card, at Mark & Spensers
Cover text: You star! ... Exam congratulations! ... Congratulations! ... Congratulations! ... Congratulations! ... Congratulations! ... Congratulations! Inside message: Congratulations! Approx size: Unfolded: 174 x 126mm

Bear Collection - Nappy Stacker, at Marks & Spencer
L59 x W30cm Hanging hook Check design Pure Cotton Embroidered bear detail, Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M&S Money Direct financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Buildings Insurance than you will anywhere else, and you may even pay less with M&S.